Superannuation is not an investment that should be put away in the drawer. It is quite simply a tax structure which if managed efficiently in conjunction to your non-super investments, can maximise your retirement investments in a tax effective manner.

Most people can choose the super fund they want their employer contributions paid into, as long as it's an Australian complying fund that receives concessional tax treatment. You may also be able to choose how your savings are invested. Some fund investment strategies offer higher returns with higher risks, while others offer greater security for your money but with lower returns.

When choosing a super fund it is a good idea to speak to a qualified professional to help decide your investment strategy, contribution plan and provide a comparison of the benefits that are important to your needs.

This should encompass:

Would you rather
retire at 55 or 75?
Learn more about Retirement Planning
It's up to you to protect
the ones that you love
Learn more about Personal Protection Planning
Squeeze the most out of
your investment returns
Learn more about Investment Planning
Control your own
destiny with a SMSF
Learn more about SMSF